Check if you are eligible for Pension Credit and the benefits it offers

Pension Credit does more than provide direct financial help – it unlocks a range of support* that could save eligible pensioners hundreds of pounds each year.

Check if you’re eligible: gov.uk/pension-credit-calculator

Four ways Pension Credit helps pensioners save:

• Housing costs:Pension Credit could help reduce your housing expenses. Eligible pensioners might also qualify for Council Tax Reduction to lower their council tax bill, Housing Benefit if they’re renting, or Support for Mortgage Interest if they own their home.
• Energy bills: Pension Credit can open access to additional energy support. Eligible pensioners could receive the Warm Home Discount to reduce electricity costs and Cold Weather Payments during particularly cold spells.
• Health and wellbeing: Pension Credit may provide access to essential free NHS services. This includes dental treatment and help with transport costs for hospital appointments.
• Eye Care: Getting Pension Credit could give you access to free eye tests and help with the cost of glasses.
• TV Licence: Pensioners aged 75 or over who are eligible for Pension Credit qualify for a free TV licence.  You could qualify for a free TV Licence – saving you up to £174.50 a year.

To find out more visit gov.uk/pension-credit/what-you’ll-get and gov.uk/pension-credit/how-to-claim for full details and to apply. *Eligibility criteria apply.

Apply by phone

A friend or family member can call for you if you cannot use the phone.

*Eligibility criteria apply. Pension Credit has two parts – Guarantee Pension Credit and Savings Pension Credit. You may be able to get one or both parts depending on your circumstances. The type of Pension Credit you get may affect which passported benefits you automatically get.